Financial Freedom

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You can find financial freedom through an understanding of the Word as it applies this very important area of our life. 

You may wonder why the Bible would have so much to say about money. Isn't money bad? No. Money is neither good nor bad. The love of money is bad. Your love is intended for God. You cannot have two Gods. 

Matthew 6:24

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God is concerned about money because for so many of us we exchange our time and energy for money.  Therefore, in a sense, it represents a large part of our very life.  This is what God is interested in.  You were created for His purpose, not your purpose.   

If we spend our life for money, we lose it.  If we spend our life for Jesus we find it.

For whoever wants to save their life will lose it, but whoever loses their life for me will find it. We must devote ourselves to the Lord. The money will take care of itself.

You can find financial freedom through an understanding of the Word as it applies this very important area of our life.

You may wonder why the Bible would have so much to say about money.  Isn't money bad? 

No.  Money is neither good nor bad. The love of money is bad.  

Your love is intended for God.  You cannot have two Gods.

Matthew 6:24
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Would you like to have an INSPIRATIONAL MESSAGE FOLLOWED BY SMALL GROUPS WORKSHOPS
at your church?

Send us a message let us know

God is concerned about money because for so many of us we exchange our time and energy for money.  Therefore, in a sense, it represents a large part of our very life.  This is what God is interested in.  You were created for His purpose, not your purpose.   

If we spend our life for money, we lose it.  If we spend our life for Jesus we find it.

Matthew 16:25

For whoever wants to save their life will lose it, but whoever loses their life for me will find it.

We must devote ourselves to the Lord. The money will take care of itself.

Here are some examples of lessons taught!
$CRIPTURAL $TREET $EN$E

Tithing

Proverbs 3: 9-10    
Honor the LORD with your wealth, with the first-fruits of all your crops. 

The first fruits belong to GOD.  Will a man
rob GOD?  Does GOD'S portion date back to the Garden of Eden?  Where are we to bring GOD'S portion?  Here we teach how to position ourselves to prosper, how to protect GOD'S portion, where to bring GOD'S portion, how to be generous and how to give worshipfully!  Pastor's like this part of our presentation because it lets someone else outside of their church bring spiritual guidance and conviction about TITHING.  In some instances, it has helped the church itself become a better steward of GOD'S money.

Financial Responsibility in Divorce

 1 Corinthians 7: 15
Yet if the unbelieving one leaves, let  him leave

 … not under bondage in such cases, but GOD has called us to peace.  Here too, we must protect GOD'S portion, and receive HIS forgiveness.

IRS Problems and Negotiations

Matthew 22: 21
Then render to Caesar the things that are Caesar's; and to God the things that are GOD'S.

This is a particularly popular topic in small group workshops.  Many have not filed for years and have had bank accounts levied and have no means to live.  PFY has been blessed to assist in I.R.S. situations and many times total debt has been abated.​

How To Start A Business

Luke 14: 28-31
… will he not first sit down and estimate the cost to see if he has enough money to complete it… 

Proper organization is another way of protecting GOD'S portion.  We compare different organizational structures and assist in choosing and paperwork to form these respective businesses.

Which Form of Business?

Matthew 25: 23
… thou has been faithful over a few things… 

Assisting in preparing and submitting proper forms is emphasized in this session.  Teaching what is the best form of business structure is best suited for the participants' business.

God First: Financial Freedom Through Zero Based Budgeting

Jeremiah 29: 11
For I know the plans I have for you,  "declares the LORD", plans to give you hope and future.      

Everyone who has attended these small groups has said this one topic helped them most.  We teach how to save money even with enormous debt.  We are so blessed and pass the revelations on to participants.

Stewardship for Churches and Individuals

Haggai 1: 1-9
You have planted much, but have harvested little. You eat, but never have enough….  

Here church leaders are taught financial responsibilities and procedures that benefit the Kingdom. How to structure pastors compensation to relieve tax burdens and be better stewards of GOD'S blessings.

What does PFY do to help those in need?

Matthew 6: 11
Give us this day our daily bread. 

God provides food, shelter, and all our needs.  
PFY is hands-on here.  We come in with handouts of names of organizations, their addresses, and telephone numbers to provide free medical, food and clothing to families. You don't have to be "homeless" to have these needs.  PFY has found that many opportunities are available but because of lack of communication, no one document is provided that lists all of these organizations in a "grid pattern" for each locality.

Follow Up

Luke 10: 35     
The next day he took out two silver coins and gave them to the innkeeper.  Look after him…. 

We provide our telephone numbers to reach us directly for any additional questions or meetings required to assist in personal success spiritually and financially.  ​

What are Our Fees?

Titus 3: 5
He saved us, not because the works done by us in righteousness, but because of HIS own mercy…. 

We accept "LOVE OFFERINGS" for our one day presentations and workshops.   THAT'S IT!  

Is it Only for Grownups?

Proverbs 22: 6
Train up a child in the way he should go; even when he is old he will not depart from it.

Absolutely not, we bring in the children and teach tithing and managing their allowances.​

Good Talk... But What Has P.F.Y. Done Lately?

John 8: 18
I am the one who bears witness about myself, and the FATHER who sent me bears witness about me…. 

1.  Set up self-directed I.R.A.'s where individuals can now buy businesses or rental investments rather than depending on the stock market.  This is a little used financial tool and we are educating the public as to these opportunities. 

2.  Assisted and advised individuals on lump sums they have received from their annuities to minimize federal and state income taxes.      

3.  Set up numerous businesses on Quick Books and taught the business owners to take control of their own finances and reduce accounting bills.  We also provide continued support to assist them with generally accepted accounting principles. 

4.  Presentations to church congregations about TITHING!  We teach them tithing is a form of worship.  In other words, don't make a funeral procession, go forth singing, dancing, clapping of hands and shouting PRAISE TO OUR LORD.

5.  We have assisted one church in preparing and receiving a state grant to start a charter school in downtown Detroit.  

6.  An I.R.S. audit came on an individual that knew of us and asked for help.  This individual had omitted income from his return and was going to have enormous debt.  We went to prayer with the individual, ask the agent for a time to prepare and reconstructed the business books according to scripture.  During this time he rededicated his life to Jesus and told us everything he had done.  All said and done, GOD provided wisdom as to areas no one had considered.  We witnessed the I.R.S. agent.  The Results?  NO ADJUSTMENT!  We walked away with an acknowledgment of well prepared.  GLORY TO GOD!

7.  We have done financial analysis for divorce cases and prepared documents for their attorneys to help them protect GOD'S blessings. 

8.  From proceeds received we have helped feed and clothe the homeless. We have provided food, clothing, and shelter to recovering drug addicts.

 9.  We have prepared many, many federal and state tax returns for no charge.  These returns helped many single parents who had not paid in taxes but received refunds due to child care credits and earned income credits. 

10. Donated back some (not less than 10%) of our love offering compensation to the churches that bring us into a minister.  This is to further the Kingdom of GOD.

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Bankruptcy
SHOULD CHRISTIANS TAKE BANKRUPTCY? 
WHAT DOES THE BIBLE SAY? 

Is taking Bankruptcy a sin, or are our actions and circumstances that led to this circumstance?  Do we have GODLY sorrow and ask forgiveness and learn from this situation?  Or, is it just worldly sorrow to get out of a bind?  Christians are forgiven their sins when we go to the LORD with a contrite heart and want to change.  


Psalm 37: 21 tells us that, “The wicked borrow and do not repay, but the righteous give generously”.  Here is where most Christians feel guilty about seeking bankruptcy protection.  It is a matter of the Spirit within us, are we sorry for breaking GOD’S heart or are we sorry we are now caught?  

Do you know that our bankruptcy laws are derived from the bible?  Deuteronomy 15:1-2 tells us, “At the end of every seven years you shall grant a release of debts.  And this is the form of the release:  Every creditor who has lent anything to his neighbor shall release it; he shall not require it of his neighbor or his brother, because it is called the LORD’S release.”  The intent here is to give us a fresh start and discourages us from going into debt-bondage again after the bankruptcy is over.
 
Our financial problem isn’t about money!  JESUS taught us that sin is a type of spiritual debt.  Proverbs 22:7 tells us, “The rich rules over the poor, and the borrower is the slave of the lender”.  JESUS taught us about GOD’S forgiveness and the requirement that mankind has to forgive.  Luke 7: 41-42 tells us, “a certain moneylender had two debtors.  One owed five hundred denarii, and the other fifty.   When they could not pay, he canceled the debt of both.  Now which of them will love him more?  


Sin creates a spiritual debt.  JESUS paid our debt of sin on the cross, a debt too big for us to pay.  The world tells us, if we agree to borrow money and repay the debt, you must pay back such debt.  However, our spiritual debt separates us from GOD (Romans 6:23).  Again, the law of grace and mercy states that “the gift of God is eternal life in JESUS CHRIST OUR LORD”.   
 
As Matthew Tozer (A Christian Attorney in Newport Beach, California) has stated:  “As with any act of mercy, someone must bear the cost or the burden, just as Jesus did in dying for our sins.  With bankruptcy, the creditor and ultimately the consumers must, in mercy, bear the burden of the unpaid debt, but GOD said HE will bless us for such acts of forgiveness and mercy (Deuteronomy 15:5, 10, and 18)”.  Please refer to his website, www.christian-attorney.net for the enormous wisdom GOD has given him regarding bankruptcy.  

If finances have been mismanaged, confess your failings to GOD now.  Remember, there is no condemnation or guilt to those who are in CHRIST JESUS.  JESUS, through HIS love and mercy, has given us a fresh start, with our new birth.  Bankruptcy, based on the law of mercy with divine origins, if necessary, may provide you with a fresh start – a new and brighter economic beginning.  

Bankruptcy is like any tool, it can be used for the purpose intended or it can be misused.  The choice is a matter of your heart.  Don’t feel guilty or ashamed, remove your pride and accept the mercy of our LORD JESUS CHRIST!    ​